Has your loved one passed away and the insurer is refusing to pay the life insurance benefit to which you are entitled as a beneficiary? At Kugler Wechsler, we support policyholders and beneficiaries in Quebec through these difficult situations.
Grief, compounded by an unjustified denial
Losing a loved one is already an immense ordeal. When the insurer raises a false statement, an exclusion or a contestability period to refuse to pay the benefit provided for in the policy, this ordeal becomes even harder to bear, both emotionally and financially.
Giving beneficiaries a voice
Our firm has long assisted policyholders and beneficiaries facing a denial from their insurer. We review the policy, the circumstances of its underwriting and the reasons provided by the insurer to determine whether its denial is justified, or whether it can be overturned.
Our Services in Life Insurance Disputes:
- Analysis of the policy and the grounds for denial of benefits
- Challenging a denial based on a false statement or an exclusion
- Representation of beneficiaries before Quebec courts
- Negotiation of a settlement with the insurer
- Legal recourse in the event of an unjustified delay in payment
Our Areas of Practice in Life Insurance
- Individual life insurance — challenging a denial based on health status or statements made at the time of application
- Disputes between beneficiaries — challenging the designation of a beneficiary